Token GesturePayments

Products

One account for every way money comes in.

Checkout, subscriptions, invoices, links and in-person payments share one balance, one dashboard and one payout. Every payout lands already broken down and matched.

Live in a day · No setup or monthly fees · Token Gesture OÜ, Estonia

Payments account · TG-48812 Ready
CheckoutEUR 4,120.00
SubscriptionActive · retry saved
Invoice linkINV-2026-184 paid
Tap to payEUR 186.00
FeesSeparated by line
PayoutMatched automatically
Awaiting payout One balance
all products
// turn on products without changing accounts
const account = await payments.products.enable({
  checkout: true,
  subscriptions: true,
  invoices: true,
});
8Products on one payments account
1Shared balance and dashboard
T+1Payout target once a rail is live
0Pages of PCI scope on your side
Product index

Turn on the products you need. Keep the same account underneath.

Online checkout, recurring billing, invoice collection and in-person payments all write to the same ledger, so finance does not need a new export for every way customers pay.

01Online checkoutHosted or embedded, with cards and wallets built in.
02SubscriptionsPlans, trials, upgrades and self-recovering payments.
03Invoices and linksPay buttons, deposit requests, links and instalments.
04Payouts and reconciliationOne deposit, already broken down and matched.
05Tap to payContactless payments on a phone, with no terminal.
06Disputes and fraudAlerts, scoring, evidence packs and drafted responses.
07Multi-currencyPrice and settle in five supported currencies.
08API and pluginsOne package, plus the platforms teams already use.
Core products

Checkout, billing and invoice collection work as one system.

Each product can run on its own, but the useful part is the shared operating layer: customers pay through the right surface, while finance sees the same customer, invoice, fee and payout trail.

Online checkout

Hosted when you want speed. Embedded when you want control.

Cards, wallets and regional bank methods sit behind one checkout session. The hosted page keeps card data away from your app, and the API keeps the customer journey in your product.

Card and wallet checkout3-D Secure ready
Regional bank methodsavailable by region
Saved customersnetwork token aware
Webhookssigned events
Subscriptions

Plans, trials and recovery rules that share the same ledger.

Monthly, yearly, usage and seat-based plans can move through trials, coupons, upgrades, pauses and cancellations without losing the invoice and payout history.

MRR this monthEUR 84,920
Smart retries42 payments recovered
Plan changesprorated automatically
Card updaterenabled where available
Invoices and links

Send the payment moment wherever the customer already is.

Add a pay button to an invoice, send a deposit link by email or text, or turn a quote into an instalment plan. Reminders stop when the payment lands.

  • Pay links for invoices, deposits and part payments.
  • QR, email and text links for quick collection.
  • Accounting references preserved through settlement.
  • Automatic receipt, reminder and paid-state updates.
Payouts and reconciliation

One deposit in the bank. Every line already matched.

Other providers send one lump sum and leave finance to work out what it covers. Token Gesture sends the breakdown with it: each sale, fee, refund and dispute mapped back to the right customer and invoice.

→
Settlement timingNext-day payouts where the rail supports it, with held funds visible before release.
→
Separate fee linesSales, fees, refunds and disputes arrive as distinct records instead of a single unexplained net amount.
→
Accounting-ready exportsInvoices can be marked paid before anyone opens the month-end spreadsheet.
INV-2026-184paid
Gross saleEUR 4,120.00
Processing feeEUR 70.29
Refund reserveEUR 0.00
Bank depositEUR 4,049.71
Accounting statusmatched
Also in every account

The surrounding products are included from day one.

You can start with checkout and later switch on in-person collection, disputes, plugins or reporting without opening a second account or moving settlement elsewhere.

In person

Tap to pay on your phone

Take contactless payments without a terminal, then settle them with the same online balance.

Risk

Disputes and fraud

Use alerts, scoring and response drafts so preventable losses are handled before they become admin work.

Global

Multi-currency

Price, authorise and settle supported volume across AUD, NZD, USD, EUR and JPY.

Platforms

Split payments

Support marketplace and partner flows with clear payout ownership and audit history.

Developers

API and plugins

Use the API directly, or connect the systems your team already runs for invoices and reporting.

Finance

Reports and tax

Export payment, fee, refund and payout records with the tax and reference data finance needs.

Executives

Every product works on its own. With executives, it runs itself.

AI executives can sit over the payment account and watch the operating work: failed payment recovery, quote-to-deposit follow-up, refund checks and changed bank-detail review.

ExecutiveWatchesActs onOutcome
CFOPayout filesFees, refunds and failed paymentsMatched books
CCOQuotes and depositsSigned quotes and unpaid linksFaster collection
CRORefunds and bank changesRisk checks and review notesCleaner approvals
SupportCustomer payment stateReceipts, refunds and subscriptionsFewer escalations

Turn on what you need today. Add the rest later.

Every product comes with the same account. There is no new contract and nothing extra to pay just to switch another payment surface on.